PM Kisan or Pradhan Mantri Kisan Samman Nidhi is a central government scheme that provides income support of Rs. 6,000 per year to small and marginal farmers in India. The scheme was launched in 2019 to improve the financial condition of the farmers and ensure their welfare. The scheme covers around 14.5 crore farmers across the country, who receive the amount in three equal installments of Rs. 2,000 each every four months. The amount is directly transferred to the bank accounts of the eligible farmers through the Direct Benefit Transfer (DBT) mode.
If you are a farmer who wants to avail the benefits of the PM Kisan scheme, you need to register yourself on the official website of the scheme, i.e., pmkisan.gov.in. You also need to check your beneficiary status online to know whether you have received the payment or not. In this blog post, we will explain how to register and check your beneficiary status online on the PM Kisan portal. We will also cover the eligibility criteria, the benefits, the Aadhaar link, the e-KYC, the credit card login, and the application process under the PM Kisan scheme.
What is the PM-Kisan Scheme?
The PM-Kisan Scheme is a government program in India that gives money to families of farmers who own land. The goal is to support farmers financially so they can buy things needed for farming and their daily lives. The government provides all the money for this scheme, and it helps farmers get the necessary resources for their crops and ensure a good harvest.
The state government and union territory administration decide which farmer families qualify for this financial help, and the money is directly sent to their bank accounts.
The initiative of Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) falls under the category of a central sector scheme and operates under the jurisdiction of the Ministry of Agriculture and Farmers Welfare. Administered by the Department of Agriculture and Farmers Welfare, the scheme has been in effect since December 1, 2018.
Under this scheme, eligible beneficiaries, comprising small and all farmers, receive financial support of Rs.6,000 annually, distributed in three installments. The disbursement of scheme benefits is carried out through an online mode, specifically through Common Service Centers (CSC). For any inquiries or assistance related to the scheme, individuals can contact the helpline numbers 011-24300606 or 155261.
PM-Kisan Samman Nidhi Eligibility Criteria
The PM Kisan scheme is open to all landholding farmer families in India, irrespective of the size of their landholdings. Some exclusion criteria make some farmers ineligible for the scheme. The following categories of farmers are not eligible to get the benefits of the PM Kisan scheme:
-
All institutional landholders, such as trusts, cooperatives, societies, etc.
-
Farmer families in which one or more of its members belong to the following categories:
- Former and present holders of constitutional posts, such as President, Vice-President, Prime Minister, Chief Justice, etc.
- Former and present ministers, state ministers, and members of Parliament, state legislatures, district panchayats, municipal corporations, etc.
- All serving or retired officers and employees of central or state government ministries, offices, departments, and its field units, central or state public sector enterprises, and attached offices, autonomous institutions, etc., excluding multi-tasking staff, class IV, or group D employees.
- All superannuated or retired pensioners having a pension of Rs. 10,000 or more, excluding multi-tasking staff, class IV, or group D employees.
- All persons who paid income tax in the last assessment year.
The state or union territory authorities and the Ministry of Agriculture and Farmers Welfare are responsible for identifying and verifying the eligible farmer families as per the scheme guidelines.
Also Read: Top Government Business Loan Schemes in India
PM-Kisan Scheme Benefits
The PM Kisan scheme provides the following benefits to eligible farmer families:
- An income support of Rs. 6,000 per year, payable in three equal installments of Rs. 2,000 each every four months.
- A direct transfer of the amount to the bank accounts of the farmers through the DBT mode, without any intermediaries or delays.
- A hassle-free and transparent process of registration and verification through the PM Kisan portal, using the Aadhaar number of the farmers.
- A facility to check the beneficiary status, the payment status, the list of beneficiaries, the grievance status, etc. online on the PM Kisan portal.
- A provision to edit or update personal details, bank account details, land records, etc. online on the PM Kisan portal.
- A linkage with other schemes and initiatives of the government, such as the Kisan Credit Card, the Soil Health Card, the Fasal Bima Yojana, the Kisan Rail, the Kisan Udan, etc.
PM-Kisan Aadhaar Link
The Aadhaar number of the farmers is mandatory for registration and verification under the PM Kisan scheme. The Aadhaar number helps avoid duplication, fraud, and misuse of the scheme's benefits. The Aadhaar number also enables the farmers to access and manage their EPF account online through the PM Kisan portal.
The farmers can link their Aadhaar number with their EPF account online or offline. The online process is as follows:
- Visit the PM Kisan portal and click on the ‘Farmers Corner’ tab.
- Select the ‘Edit Aadhaar Details’ option and enter your Aadhaar number and the captcha code.
- Click on ‘Search’ and verify your details.
- If your Aadhaar number is not linked or verified, you will see a message saying ‘Aadhaar is not authenticated from UIDAI. Please try again later’.
- In that case, you can click on the ‘Edit’ option and update your Aadhaar number and other details.
- You can also upload a scanned copy of your Aadhaar card and submit it for verification.
The offline process is as follows:
- Visit your nearest Common Service Centre (CSC) or the local agriculture officer or the nodal officer of the PM Kisan scheme.
- Fill out the Aadhaar linking form and attach a copy of your Aadhaar card and your bank passbook.
- Submit the form and the documents to the concerned authority and get a receipt.
- Your Aadhaar number will be linked to your EPF account within a few days.
PM-Kisan e-KYC for Farmers
The e-KYC or electronic Know Your Customer is a process of verifying the identity and address of the farmers online through the PM Kisan portal. The e-KYC helps in ensuring that the scheme benefits reach the genuine and rightful beneficiaries. The e-KYC also helps in updating the personal and bank details of the farmers online.
The process to complete e-KYC through the PM Kisan portal is as follows:
- Visit the PM Kisan portal and click on the ‘Farmers Corner’ tab.
- Select the ‘eKYC’ option and enter your Aadhaar number and the captcha code.
- Click on ‘Search’ and verify your details.
- If your e-KYC is not completed, you will see a message saying ‘eKYC is pending’.
- In that case, you can click on the ‘Update’ option and update your mobile number, email ID, bank account number, IFSC code, etc.
- You will receive an OTP on your registered mobile number and email ID.
- Enter the OTP and submit it for verification.
- Your e-KYC will be completed and you will see a message saying ‘eKYC is completed’.
PM-Kisan Samman Nidhi Credit Card Login
The PM Kisan Samman Nidhi Credit Card is a special type of Kisan Credit Card (KCC) that is issued to the beneficiaries of the PM Kisan scheme. The PM Kisan Credit Card provides a credit limit of up to Rs. 3 lakh to the farmers at a concessional interest rate of 4% per annum. The farmers can use this credit card to meet their short-term and long-term agricultural and allied needs.
The PM Kisan Credit Card can be applied online or offline.
Also Read: PLI Scheme: Can It Make India a Manufacturing Giant?
The online process is as follows:
- Visit the PM Kisan portal and click on the ‘Farmers Corner’ tab.
- Select the ‘Kisan Credit Card’ option and enter your Aadhaar number and the captcha code.
- Click on ‘Search’ and verify your details.
- If you are eligible for the PM Kisan Credit Card, you will see a message saying ‘You are eligible for KCC. Please download the application form and submit it to the nearest bank branch’.
- Download the application form and fill it with the required details, such as your name, address, land area, crop details, etc.
- Attach the necessary documents, such as your Aadhaar card, PAN card, land records, passport-size photo, etc.
- Submit the application form and the documents to the nearest bank branch of your choice and get a receipt.
- Your PM Kisan Credit Card will be issued to you within a few weeks.
The offline process is as follows:
- Visit your nearest bank branch and ask for the PM Kisan Credit Card application form.
- Fill out the application form and attach the necessary documents, such as your Aadhaar card, PAN card, land records, passport-size photo, etc.
- Submit the application form and the documents to the bank and get a receipt.
- Your PM Kisan Credit Card will be issued to you within a few weeks.
To log into your PM Kisan Credit Card account online, you need to follow these steps:
- Visit the official website of the bank that issued your PM Kisan Credit Card.
- Click on the **‘Kisan Credit Card’ **or ‘Agri Loan’ or ‘Rural Banking’ or any similar option.
- Enter your PM Kisan Credit Card number and password and click on ‘Login’.
- You will be able to access your PM Kisan Credit Card account online and check your balance, transactions, statements, etc.
Application Process under PM-Kisan
The application process under the PM Kisan scheme is simple and easy. The farmers can apply for the scheme online or offline. The online process is as follows:
- Visit the PM Kisan portal and click on the ‘Farmers Corner’ tab.
- Select the ‘New Farmer Registration’ option and enter your Aadhaar number and the captcha code.
- Click on ‘Click here to continue’ and verify your details.
- If your Aadhaar is already registered, you will see a message saying ‘Record already exists’. In that case, you can check your beneficiary status or edit your details.
- If your Aadhaar is not registered, you will see a registration form.
- Fill out the registration form with the required details, such as your name, gender, date of birth, address, bank account number, IFSC code, land area, land ownership, etc.
- Upload the necessary documents, such as an Aadhaar card, land records, bank passbook, etc.
- Submit the registration form and note down the registration number for future reference.
- Your registration will be verified by the state or union territory authorities and the Ministry of Agriculture and Farmers Welfare. Once verified, you will be eligible to receive the PM Kisan installments in your bank account.
The offline process is as follows:
- Visit your nearest Common Service Centre (CSC) or the local agriculture officer or the nodal officer of the PM Kisan scheme.
- Fill out the application form and attach a copy of your Aadhaar card and your bank passbook.
- Submit the form and the documents to the concerned authority and get a receipt.
- Your registration will be verified by the state or union territory authorities and the Ministry of Agriculture and Farmers Welfare. Once verified, you will be eligible to receive the PM Kisan installments in your bank account.
How to Check Your Beneficiary Status Online on the PM Kisan Portal?
- To check your beneficiary status online on the PM Kisan portal, you need to follow these steps:
- Visit the official website of the PM Kisan scheme, i.e., pmkisan.gov.in.
- On the homepage, click on the ‘Farmers Corner’ tab and select the ‘Beneficiary Status’ option.
- Enter your Aadhaar number, mobile number, or account number and click on ‘Get Data’.
- You will see your beneficiary status on the screen, which will show whether you have received the payment or not, and the details of the payment, such as the bank name, UTR number, payment mode, etc.
- You can also download the payment receipt or take a printout of it for your records.
Farmers can reach out for assistance through the PM-Kisan Helpline at the following number: 155261 or 011-24300606.
